Our Team


Duncan Chance

Managing Director / Independent Financial Adviser

Duncan has been in financial services for over 13 years, with the foundations of his training beginning with HSBC Bank. Within the bank, he progressed from being a mortgage adviser to developing his knowledge and becoming a financial adviser. In August 2012, regulation changes forced him to leave the bank, so he became a self-employed Independent Financial Adviser. Following professional development, experience and knowledge, Duncan decided to make the next step in his career to set up his own Independent Financial Adviser firm, Meriden Financial Planning.

Throughout his time as an Independent Financial Adviser, Duncan has continued to study and pass many examinations. These qualifications mean that he is able to advise in all areas of financial planning including Pensions, Investments, Mortgages and Insurance. To develop his knowledge further, he has also qualified in further study, which include AF3 Advanced Pension Planning, AF4 Investment Planning, ER1 Equity Release and LF1 Long Term Care.

When Duncan isn’t working, he enjoys spending time with his wife Kerry and daughter Aria. He also enjoys many sports including; rugby, football and going to the gym with friends. Duncan has also cycled from John O’Groats to Lands end over 9 days, raising £12,000 for charity.


Richard Chapman

BA (Hons) DIP PFS Cert CII
Director / Independent Financial Adviser

Richard has been working in financial services over the last 30 years. He has gained invaluable experience working at some of the country’s leading life and pension providers and at one of the country’s largest leading accounting firms. Richard began advising clients after joining a local Independent Financial Advisers in 2013. After acquiring further experience and knowledge, Richard help set up Meriden Financial Planning in 2019. Throughout his career, Richard has passed a number of industry examinations & specialises in investment and pension planning, equity release and long-term care.

Whilst not working, Richard is a keen golfer as a member at Enville Golf Club and loves walking his Labrador Lenny. He also supports Birmingham City, but he likes to keep that quiet…


Richard Oliver

Director / Independent Financial Adviser

After 28 years man and boy at Midland Bank / HSBC Richard thought he had seen and done most things. From on the tills counting money, off the tills lending it as a bank manager, then through to investing it for HSBC’s Premier clients. In 2013 as financial planning rules changed, he joined Prosperity Wealth to head up and create their workplace pension proposition and became a successful corporate and private client’s adviser. In 2019 he joined Duncan as part of setting up Meriden.

Richard is all about professionalism and competency, so it is no surprise that he is an advanced level independent financial adviser, as a Chartered Financial Planner, and recently became a Fellow of the Personal Finance Society. Less than ten per cent of advisers in the UK are decorated to this level. An honest, trustworthy professional, and a good listener rather than a fast talker.

It’s not all about work though, on the outside he and his partner Ann are always travelling the world anywhere but the same place twice, watching just about any form of live sport, or trying somewhere new to eat or drink. In fact, they used to “mystery dine” pubs and restaurants and get paid for doing it. Not quite enough to do it full time sadly!


Simon Hornsey

Director / Independent Financial Adviser

Simon has been in financial services since 1985 and has, therefore, a vast experience in financial planning. Having Graduated with a Law degree he joined Hambro Life in 1985 becoming a well-respected and successful adviser. Qualified to offer advice on pensions; investments; life assurance; estate planning and many other areas of financial planning, Simon became a director of Meriden Financial Planning in early 2019.

When not working, Simon enjoys many sports including golf (2 holes in one!). As well as tennis, skiing and walking his dog Molly. He does however struggle with salsa dancing!!


Daryl Chance

Mortgage & Protection Adviser

Daryl has been in financial services for over 34 years, starting out with Britannic Assurance. He then advanced his career by moving to The Financial Advisory Bureau (FAB) working as an Independent Financial Advisor. Following this, Daryl became an area manager for Pearl Assurance until 1999.

He then decided to make a leap to becoming a self-employed Independent Financial Adviser through a local company, where he spent the next 19 years. In 2015, as the regulation changed, he decided to specialise in Mortgage, Protection and Equity release advice. For all other areas of financial advice Daryl worked alongside his son, Duncan, who is qualified to do so. In January 2019, Daryl decided to join his son’s Independent Financial Adviser firm, Meriden Financial Planning.

When not working, Daryl enjoys many sports, playing golf as a member at Enville Golf Club, and he is an armchair Aston Villa supporter. His three grandchildren also demand a lot of his time.


Jack Noott

Mortgage & Protection Adviser

Jack has been working in financial services since 2013 after graduating from University with a first-class honours degree in International Business.

His previous experience has seen him working in a fast-paced New Build environment working alongside some of the major UK house builders. He is currently working towards his diploma in regulated financial planning and joins Meriden as a Mortgage and Protection Adviser.

Outside of work Jack enjoys spending time outdoors with his lockdown dog Bruce and currently spends much of his time honing in on his DIY skills (lack of) on his recently purchased new home.


Grainger Jones

Independent Financial Adviser

Grainger has been advising clients in the Financial Services Industry for over 20 years. His previous employment includes working for a life assurance company, a high street bank and latterly working as an independent financial adviser.

Grainger specialises in wealth management, retirement planning, and inheritance tax mitigation, together with personal and business protection.

He aims in his work, “to make complicated financial planning matters easy to understand and to assist clients in achieving their goals.”

Grainger lives with his wife and daughter in Cleobury Mortimer in the county of Shropshire. In his spare time he enjoys supporting Cleobury Mortimer Rugby club, playing golf and walking the Shropshire countryside.


Roger Flower

Business Development Manager

Roger entered the financial services industry in 1977, training with Sun Alliance and Legal & General. He then moved to the NFU Mutual where he spent 16 years as a Financial Consultant. In 1999, Roger became an Independent Financial Adviser and a Director of English Mutual, within its head office based in Worcester. Since 2014 Roger has not been advising clients but has concentrated on client relationships and business development.

Roger moved to Meriden Financial Planning in 2019, where he continues in the same role. Roger has successfully maintained client relationships over several decades, which is testament to the quality of service he has given.

Roger is an avid supporter of Worcester Warriors Rugby Club.


Mandy Dimmick

Office Manager

Mandy is married with one daughter. She has worked in the financial industry for 20 years as a Client Support Administrator and now as Office Manager with Meriden Financial Planning.

In her spare time, Mandy likes to socialise with family and friends, loves eating out and listening to live music. Mandy also enjoys cooking at home whilst keeping fit and healthy doing yoga and going for long walks. Another of Mandy’s pastimes is visiting Formula 1 Races with her husband, they have been lucky enough to visit several countries so far.


Stephanie Busby

Mortgage Administrator

Steph has worked in the financial industry for 7 years as a Client Support Administrator and recently joined Meriden Financial Planning from another advisory firm.

In her spare time, she enjoys spending time with her family. Steph’s husband and two young children keep her very busy and they enjoy days out and holidays together. Steph loves socialising with friends, eating out and travelling.


Robyn Truslove

Client Support Specialist & Trainee Mortgage Adviser

After gaining her A levels at King Edward VI College, Robyn started working for Meriden Financial Planning in September 2019 as a Client Support Specialist. Robyn decided she didn’t want to go down the University route and was eager to get into work straight away. She has a keen interest in the finances that surround everyday life & the work that goes on in the Financial Services. Robyn especially enjoys the mortgage component, so feels this industry is the best place for her to succeed. Robyn has recently achieved her RO1 qualification in Financial Services, Regulation & Ethics. She looks to study R05 (Financial Protection) next and continue building experience and gaining qualifications to become a qualified Mortgage Adviser in the oncoming years.

In her spare time Robyn enjoys socialising with her friends and family (usually) over a camembert, going on holidays throughout the year, attempting to walk her misbehaved Jack Russell & Parson Terrier. But mostly, spending probably too much time re-watching the all the Gavin & Stacey episodes.


William Tibbetts

Client Support Specialist

After his studies at Bromsgrove School Will decided to go Oxford Brookes University where he studied for a year. After finishing the first year with a 2:1 Will decided to leave and start work. He started work at Meriden Financial Planning in 2019 where he is a Client Support Specialist. He is currently working his way towards his RO1 Qualification. Will has a keen enthusiasm for the investments side of industry particularly the risk and reward of the stock market.

In his spare time Will is a keen sports fan of which is plays Rugby, Golf and goes to the Gym most nights. Will enjoys socialising with his friends whenever he gets the opportunity at his local pubs.